6 State Street, Suite 407, Bangor, ME 04401

The Best Help with Filing Chapter 7 & 13 Bankruptcy in Maine

One of the Top Bangor-Area Attorneys for Chapter 7 Bankruptcy

If you are struggling with the burden of unmanageable debt, bankruptcy may be the answer for you. Contact Gray & Palmer, one of the top Bangor-area attorneys to help determine if you are ready to file Chapter 7 in federal bankruptcy court. Through bankruptcy, millions of Americans have found a new path to a brighter financial future. Gray & Palmer offers the experience you need to file either Chapter 7 or Chapter 13 bankruptcy in the state of Maine.

Gray & Palmer Help with Filing Chapter 7 Bankruptcy in Maine

Chapter 7 is a debt liquidation bankruptcy, Chapter 7 allows people to completely discharge most types of consumer debt. These types of debt include credit card debts, medical bills, and other unsecured debts. To be eligible for Chapter 7 bankruptcy, you must meet the requirements of an economic means test. Most of our clients are eligible for Chapter 7 relief. If you are not eligible for Chapter 7 relief, you may still be eligible for Chapter 13 relief.

Find Out More on the Chapter 13 Bankruptcy Payment Plan

With a Chapter 13 bankruptcy, you pay back what you can afford to pay through a three- to five-year debt repayment plan. In addition to gaining additional time to repay your debts and avoid adverse creditor actions, a portion of your debts may also be discharged as part of your Chapter 13 debt repayment plan. Our attorneys will review the details with you based on your particular debt situation.


Help Stop Foreclosure & Collections Harassment from Creditors

Many people have used a Chapter 13 bankruptcy to stop a home foreclosure. When you file for Chapter 13 bankruptcy, you pay back your mortgage arrears gradually over the course of your three- to five-year debt repayment plan. Our experienced attorneys can explain how this gradual repayment plan can help you recover your financial footing.

The Automatic Stay

When you file for Chapter 7 or Chapter 13 bankruptcy, an automatic stay goes into effect immediately. This temporarily prohibits most creditors from taking further adverse collection activity. The types of collection activity include wage garnishments, auto repossession, and home foreclosure. The automatic stay may enable debtors to protect themselves from legal proceedings and collection practices.

The Best Help with Filing Chapter 7 & Chapter 13 Bankruptcy

Are you looking for some of the best help with filing a Chapter 7 or Chapter 13 bankruptcy? Contact Gray & Palmer today for a free, 30-minute consultation. Bankruptcy relief has given millions of Americans a path to reclaiming financial integrity.

**We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. 


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